Stevelegh
674 posts
Jan 21, 2013
7:32 AM
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Fortunately, it was only a nightmare.
I dreamed I was giving a seminar at SPAH (this would only happen in my dreams anyway) and all my harps were stolen.
Not only that, the thieves actually videoed themselves after the crime and put it on YouTube playing my harps! Talk about waking on a cold sweat!
Thing was, in the dream, I couldn't prove that the harps were mine or what I had.
This left me asking questions. I have around £2,000 (over $3,000 US) worth of harps in a Seydel 12 key zipped gigbag. This includes a couple Joe Spiers and a bunch of higher end OTB models that I've spent time gapping.
I have no inventory (which could be solved by a photo on my phone every time I took them out), no insurance and no distinctive markers on the OTB models (the Spiers have my name engraved on the reed plates. Thanks Joe.)
Obviously I'd rather have my harps back if stolen as they're irreplaceable, but insurance would be useful in the event of total loss.
Has anyone else considered how much money they have tied up in their gear and what it would take to replace, including the love and attention spent getting them to play how you want?
I'm going to get insured and base the policy on entirely custom harps.
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isaacullah
2263 posts
Jan 21, 2013
7:59 AM
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That is a very interesting proposition! I'm willing to bet that most of us have not considered this at all. I've only done it speculatively, and not really rigorously, but I can see several reasons why it could be useful, in addition to the idea of insurance (which I think most musicians don't have). 1) Putting a monetary value on our instruments *could* serve as more motivation to actually USE them! 2) A monetary estimation could help those of us with GAS perhaps start to try to get better. 3) If we also calculate how much money we've spent on ALL harps we've ever bought, it could serve as a wake up call to those of us who DON'T replace reeds and keep our instruments maintained. 4) It could help buoy our senses of pride in our instruments, which may help us to play better/more confidently. 5) It can help for estimation of resale value/valuation of future purchases.
Forces acting against evaluating our monetary input are difficult to overcome (spouse judgement, admitting we are spending too much, etc.), but I think it can only be helpful to do so. I think I might do this tonight!
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Stevelegh
675 posts
Jan 21, 2013
10:51 AM
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I think the thing that prompted this was that I played in a very rough joint on Saturday. It wasn't quite chicken wire rough, but bad enough that the certain audience members felt it OK to manhandle us and our gear.
I'm going to get an insurance quote for all my harps and gear itemised and take pics of what I'm using every time I set up.
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spackle20
56 posts
Jan 21, 2013
12:08 PM
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How big is a SNAGG chip ? Could it be embedded in a comb ?
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Great experiences with:
1623 Harmonicas
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nacoran
6410 posts
Jan 21, 2013
1:05 PM
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A while back there was a thread about someone whose car was broken into. They lost all their gear. After that, I actually checked with my car insurance company. Since I'm an amateur, as long as the loss is under the value of my policy, it would be covered. If you are a pro, you need a separate rider, since at that point you are using the vehicle for business. On my rental coverage for my apartment, it would be part of a general claim I think, as long as it's still under the value of your policy. I haven't documented everything with photos. I really should get around to that.
A long time ago I had a storage unit burglarized. I only got a fraction of what they should have paid me.
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didjcripey
440 posts
Jan 22, 2013
12:14 AM
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Being too attached to anything is a precondition for the blues
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Lucky Lester
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didjcripey
441 posts
Jan 22, 2013
12:14 AM
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Being too attached to anything is a precondition for the blues
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Lucky Lester
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